When you’re injured on the job, fighting for the compensation you deserve could pit you against your employer and their insurer
A carpenter is injured while working in the field. He and his family now stand to lose their house while his former employer ignores him and the insurance fund continues to throw up red tape. A delivery room nurse is injured on the job, with multiple witnesses to the incident. Her self-insured employer refuses to obey court orders to compensate her for her injuries. An employee’s back is crushed while he transports heavy items using a cart his employer knew to be defective. Rather than providing the employee with their workers’ compensation carrier information and providing medical assistance, the employer fires him – thus beginning the employee’s years long struggle to get medical care that included constant appeals, claim denials, and court appearances. Just ask the National Organization of Injured Workers – the horror stories of injured workers struggling to obtain the compensation they need and deserve go on and on.
Workers’ Compensation is supposed to provide an efficient route for employees to receive compensation for injuries sustained on the job – allowing both employees and employers to avoid the headache of a lengthy, expensive lawsuit. And, in fact, many employers want to handle their workers’ injuries responsibly and fairly. In reality, some insurers do not handle claims efficiently or compassionately and, unfortunately, some cases don’t go smoothly. This can pit you, alone, against both your employer and their insurance carrier.
You can rest assured that both your employer and their insurance carrier will be represented by a team of attorneys, should they choose to challenge your claim. And while the Workers’ Compensation Commission will provide you with the claim forms, they cannot represent you or provide you with an attorney. It’s true that hiring a lawyer is an added expense, but keep in mind that in Maryland the Workers’ Compensation Commission will fix the attorney’s fees. What’s more, if you receive compensation as a result of your claim, the attorney’s fee will be deducted from your award and paid separately by your employer or their insurance carrier.
After being injured on the job, there are a wide array of benefits for which you might be eligible – ranging from vocational rehabilitation to full permanent disability benefits. All of them will require proper documentation, and can be challenged by your employer or their insurance carrier. While you can file a claim without an attorney, retaining an experienced law firm can help you prepare your workers’ compensation claim for maximum chances of success and ensure you’re better prepared for whatever challenges your employer and their carrier may bring.
If you’ve been injured on the job, you should contact an experienced Baltimore workers’ compensatin attorney as soon as possible to begin building your workers’ compensation claim. Our team of Maryland workplace injury attorneys at Mallon & McCool, LLC have decades of experience fighting for the rights of injured workers. Contact us today at (410) 727-7887, toll free at (800) 918-8872 or contact us online for a free consultation.